BCBSNC Credit Union

Welcome to BCBSNC Credit Union!

Experience the difference of credit union service. When you join BCBSNC Credit Union, you are more than just a customer. You are a member who is an owner of a not-for-profit cooperative an association with a strong, shared commitment to the financial well-being of its members. Since there are no outside stockholders or investors, all the credit unions earnings are returned to you, our member/owner, in the form of lower service charges, lower loan rates and higher dividend rates on your deposits.

Branch Location: 1965 Ivy Creek Boulevard, Durham, NC 27707 Main Phone: 919-765-1369

Hours of Operation: Monday - Thursday: 9:00 a.m. - 5:00 p.m., Friday 8:00 - 5:00 p.m.

Interested in becoming a member? Enter our website and experience all BCBSNC Credit Union has to offer. Click on ABOUT US to find out how easy it is to join.

We're Still Celebrating 40 years! Watch for important announcements of enhanced services!

Lost your Debit or ATM Card? If you lose your card during regular business hours, please call us at 919-765-1369 to report your card as lost. We will block your card immediately. If your card is lost on a weekend or holiday, you may protect your checking account by transferring available money in the checking account to your savings account. Contact us immediately on Monday morning to block your card. Monitor your account activity closely. Report any unusual transactions to us as soon as possible.

SCAM ALERT! - If you receive an email from "Credit Union National Association" update@cuna.org, do not respond to the email. It is a phishing scam and an attempt to get your personal information. We have notified the appropriate authorities.

Remember, BCBSNC Credit Union, or any of its representatives, will NEVER send you an email requesting updated personal information. Please be sure to monitor your accounts closely and report any discrepancies to the credit union representatives.

BCBSNC Credit Union is going GREEN!
BCBSNC Credit Union is pleased to announce the addition of e-Statements to its list of services. Sign up today by completing an e-Statement Authorization Form requesting the service. Contact us at creditunion@bcbsnc.com and we will email you the form. You may interoffice mail, fax or deliver the authorization form to the credit union.

You must be an active user of our Internet Teller Service in order to take advantage of e-Statements. If you haven't signed up for Internet Teller, please contact the credit union at creditunion@bcbsnc.com. To access your statetment, click on the envelope in the top right hand corner of your Internet Teller home page. You will need to enter the email address where you would like to receive your notification. You will receive notification of your e-statement delivery within the first days the month.

Member of the Month

BCBSNC Credit Union honors and recognizes Terry Baker as our Member of the Month. Terry joined our Credit Union in September 1985. She liked the convenience of banking where she was employed. Terry enjoys the personal connection with the Credit Union staff and states, " I always get a warm welcome." Terry enjoys spending time with her husband, Burnis and their Maltese, Abby. Her hobbies include reading, shopping and spending time with her Grandson, Dylan.

Thank you, Terry for your continued support.

Borrow Smart. Buy Smart.™

BCBSNC Credit Union Is excited to announce our partnership with Enterprise Car Sales. The "Borrow Smart. Buy Smart."TM partnership will provide our members with access to over 120 makes and models of late-model, low-mileage certified vehicles. Your credit union has partnered with Enterprise Car Sales to offer you their exclusive "Perfect Used Car Package". This package includes:

No-Haggle Pricing guaranteed to be below NADA. Contact Lisa Costner at lisa.costner@bcbsnc.com or 919-765-1370 for more details.

Certified Vehicles that have been through a 109-point inspection.

Acceptance of trade-ins.

7 Day or 1000 mile Re-Purchase policy. If it is not right, they will buy it back. (Subject to Re-Stocking Fee.)
Every Enterprise-Certified vehicle is backed with a 12-month / 12,000-mile limited power-train warranty. (Although many of their vehicles have some manufacturer's warranty left.)
One year of AAA Roadside Assistance included with purchase.

Check out Enterprise's inventory at www.cuautodeals.com. And for specific information on their inventory, contact Cliff Trunick at Enterprise's Capital Blvd. location. (919-833-6441 / clifford.b.trunick@erac.com ).

Visa Checkcard
Apply now for your BCBSNC CU Visa Checkcard. Use it anywhere the Visa logo is displayed. Contact the Credit Union for an application, or apply online today. Additional fraud protection is working now on your card. We have added Falcon Fraud Protection to your debit card - free of charge! If you have any questions concerning this protection, contact the credit union.

Scam Alert:
Members should be on the lookout for automated phone calls pretending to be from your bank or credit union. The message says that your card has been suspended and asks you to contact their security department at the telephone number provided. When customers call the number, an automated system tells them to enter their card number, expiration date, and PIN in order to activate fraud protection on their accounts. This scam, called "vishing", is an attempt to steal your personal information including card numbers, expiration dates, and PINs for your debit and credit cards. The email version of this scam is called "phishing".

TIP: Never give your private information to someone you don't know who calls you on the phone. If you get an automated call that tells you to call another number, look up the correct number to call on your own. For example, call your credit card company at the phone number listed on the back of your credit or debit card or call your bank at the number listed on your bank statement.

If you've responded to one of these calls or been the victim of a similar scam, please contact Attorney General Roy Cooper's Consumer Protection Division for assistance at 1-877-5-NO-SCAM.This message brought to you on behalf of North Carolina Attorney General Roy Cooper.

Great Auto Loan Rates Continue!
Check the competition. We've got the best rates in town! Dealers are offering huge discounts to move those vehicles off the lot to reduce their inventory. Combine that with our great rates and you've got a sweet deal. Rates effective May 1, 2010 as low as 4.75% for new autos and 4.99% for used autos for eligible borrowers.
Click here for more information - or apply online now.

Pay your bills online! BCBSNC Credit Union expands its list of services by adding a free bill payment feature to its Internet Teller service.

No more buying and licking stamps, addressing envelopes or writing checks. Your fixed-payment or recurring bills, such as a utilities payment, can be paid automatically each month. There is no monthly fee for BCBSNC Credit Union members to use this online bill payment service. Fees for special services, such as gift checks or rush orders, will apply.

Members of the credit union who currently use the Internet Teller service may subscribe to Bill Pay-e by clicking on the "Pay Bills" link on the left hand side of the Internet Teller account home page. If you are a member and do not use the Internet Teller service, contact the credit union at ext. 51784 to sign up.

If you are not a member of the BCBSNC Credit Union, consider joining. Click here to apply. The credit union offers low-cost financial services and very competitive interest rates on savings to employees and their family members. As a member, you receive the financial services found at larger banks but with a personal touch and the convenience of having your bank close to work.

BALANCE... BCBSNC Credit Union Partners with BALANCE Financial Fitness
"With so many financial obligations and options, money management may seem difficult and confusing at times. That's why BCBSNC Credit Union has partnered with BALANCE, a financial education and counseling service that can help you get on track, review and improve your credit report, get out of debt, set up a spending and savings plan that works for you, or prepare to buy a home. Call a BALANCE counselor at 1-888-456-2227 and let them know you are a BCBSNC Credit Union member."

BALANCE can also provide you with credit counseling on your credit cards. If you have questions or need assistance with your credit card balances, contact BALANCE at 877-847-2155.

How To Access Your Free Credit Report

Each of the three nationwide credit reporting bureaus – Equifax, Experian, and TransUnion – will provide you with a free copy of your credit report, at your request, once every 12 months. They have established one central website, telephone number, and mailing address to use for ordering your report. The credit bureaus will only be providing the free annual reports through this central location, not through their individual websites, telephone numbers, or addresses.

Web: www.annualcreditreport.com
Telephone: 877-322-8228
Mail: Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

You may get a free report from each of the three bureaus all at once, or stagger your requests throughout the year. If you request the report online, you should be able to view it immediately. Requests via telephone or mail will take approximately 15 days for processing.

Need a Car?
If you're in need of special help with purchasing a car, BCBSNC CU can help. We have added a new product called our Necessity Auto Loan. Sometimes members have difficulty qualifying for a car, but they are still in need of transportation to and from work. Our Necessity Auto Loan offers a maximum loan amount of up to $7,500 toward the purchase of the car for qualified members. There is no age limitation on the vehicle, but it cannot have more than 80,000 miles. The maximum term will depend on the age of the vehicle. Contact a loan officer at 765-1370 for more details.